How To Prevent Retiree Health Insurance Costs From Skyrocketing Under The One Big Beautiful Bill Act
You are cordially invited to our fine dining workshop that is uniquely designed to help future retirees with more than $500,000 in investments reduce unnecessary health insurance costs prior to the age of 65.
Date
Monday, September 28 or Tuesday, September 29
Time
6:00 PM – 7:30 PM
Location
Oak Marsh Golf Course (Oakdale)
Includes
Complimentary Dinner
Topics We'll Cover
Many retirees who need health insurance before age 65 will go on MNsure insurance. Unfortunately, many retirees do not realize how the upcoming changes will impact the cost associated with this insurance.
One Big Beautiful Bill Act Impact
Strategies that may prevent significantly higher retiree health insurance costs following the One Big Beautiful Bill Act.
Traditional Account Health Cost Risks
Why contributing money to traditional IRAs, 401(k)s, and 403(b) accounts may increase health insurance costs prior to age 65.
MAGI & ACA Cost Reduction
How to position your different income streams in retirement to help reduce your Modified Adjusted Gross Income, which in turn will reduce your MNsure costs.
Smart Social Security Timing
Why delaying Social Security may significantly reduce health insurance costs.
Roth Account Health Insurance Benefits
How contributing to Roth IRAs and Roth 401(k)s may significantly reduce your health insurance costs in retirement.
Strategies Roth Conversion Savings
How conversions from IRAs to Roth IRAs before retirement may save thousands of unnecessary health insurance costs.
Health-Friendly Investment Income
The critical role that your investments will play in providing you with tax efficient and health insurance friendly income before age 65.
Meet Your Hosts & Speakers
Learn from experienced financial professionals dedicated to your success
Ty Bernicke, CFP® | President & CEO
Ty currently works with a limited number of clients who require wealth and/or investment management services. His research on investment management, retirement planning, and tax minimization strategies has been published or recognized by The Wall Street Journal, Forbes, The New York Times, Futures Magazine, and many other well-known national and international publications.
Dan Estenson, CFP®, AIF® | Wealth Manager
With his CFP® and AIF® designations, Dan provides clients with comprehensive financial planning and tailored investment strategies. His credentials reflect a strong commitment to fiduciary guidance and his ability to address the complex financial needs of individuals and families, including portfolio management, tax-efficient strategies, retirement planning, and wealth transfer.
An Evening of Education
Enjoy a delicious dinner with a workshop focused on retirement planning
Complimentary Dinner Menu
Main Course
Your choice of Filet Mignon or Champagne Chicken.
Sides
Roasted Garlic Mashed Potatoes, Sautéed Green Beans, Chef’s Salad & Assorted Bread.
Best-In-State Wealth Advisor
We're Humbled to Be Awarded
Ty Bernicke was recognized as a Best-In-State Wealth Advisor by Forbes for the ninth consecutive year. The list spotlights advisors leading the way in offering best practices and providing a high-quality experience for clients.
- Fiduciary Standard of Care
- Research-Driven Approach
- Comprehensive Planning
- Decades of Experience
Award Disclosure
Forbes Best-In-State Wealth Advisors ranking developed by SHOOK Research, LLC. Awarded April 7, 2026 based on data as of June 30, 2025. Neither SHOOK Research nor Forbes receives compensation for placement on the rankings. Rankings are not indicative of future performance or representative of any one client’s experience.
See What People Are Saying
Hear from people who've been through the process
Review Disclosure
The Google reviews above may be from current or former clients, or individuals who are not clients of Bernicke Wealth Management (“BWM”). Reviews have not been verified or edited by BWM and do not reflect the views of the firm or its advisors. Reviewers have not been compensated or received any material incentives for providing a review. BWM has maintained an “Excellent” 5-star rating on Google since January 26, 2024. Ratings are subject to change and are not indicative of future investment performance or success. No material conflicts of interest have been identified within these reviews.
Why Attend This Seminar?
What makes this evening valuable for you and your family
Complimentary Dinner
Enjoy a delicious meal while learning in a comfortable, relaxed setting
Professional Guidance
Learn from a CERTIFIED FINANCIAL PLANNER™ with years of experience
Timely Insights
Understand how current events affect your retirement and investment strategy
Q&A Session
Get your specific questions answered in a welcoming group setting
Free Resources
Take home valuable planning materials and educational guides
Bring a Guest
Spouses and partners are encouraged to attend together