Guides

Learn how to create a retirement strategy that will provide you with affordable health insurance prior to Medicare without having to compromise your spendable income in retirement by downloading this guide.

Learn how to create a retirement strategy that will provide you with affordable health insurance prior to Medicare without having to compromise your spendable income in retirement by downloading this guide.

This guide is designed to answer some of the common questions that we hear from clients and community members as they prepare for retirement.

The final two years leading up to retirement and the financial decisions you make during this time may greatly impact the financial success you achieve. Though it can be tempting to defer this planning, we have witnessed many lost opportunities over the years that cannot be recaptured. We feel it is critical to make the most of your financial options before it is too late. This guide is designed to review seven common “mistakes” that we have observed as individuals prepare for retirement. These mistakes can become opportunities if proper strategies are implemented before you retire.

The final few years leading up to retirement and the financial decisions you make during this time may significantly impact the financial success you achieve. Though it can be tempting to defer this planning, we have witnessed many lost tax opportunities over the years that cannot be recaptured. This guide is designed to help you minimize taxes by making the right decisions before your retire.

Planning your estate is one of the most important steps you can take to ensure that your loved ones are provided for, and your wishes are honored. This Estate Planning Guide is designed to give you the critical information needed to ensure your assets are efficiently transferred to your loved ones.

This guide is designed to help you focus on essential steps that are needed after losing a loved one. Keep in mind that this is merely a guide and that specific steps may vary depending on your unique circumstances. Our team of professionals at Bernicke Wealth Management, is here to help you navigate through these difficult decisions.

Much of the research done on how much money can safely be withdrawn from retirement nest eggs focuses on an initial amount that is withdrawn in the first year of retirement, and then assumes that this initial amount is increased by an inflationary factor every year thereafter. So what does this look like? Is this realistic? What does this practically mean for you as an investor?