Are you ready to retire from Xcel Energy? This guide outlines strategies to help Xcel Energy employees living in Minnesota avoid common retirement pitfalls and make informed decisions as they approach retirement. In this guide, you’ll learn:
How to get the most from your Xcel 401(k), pension, and lump sum as you near retirement.
Ways to use different account types to lower taxes and boost income in retirement.
Health insurance choices before age 65 and how your pension and Social Security impact costs.
What to think about before choosing when to start Social Security.
How planning with your Xcel benefits and investments can help reduce taxes and make retirement smoother.