How to Prevent Retiree Health Insurance Costs From Skyrocketing Under the One Big Beautiful Bill Act
You are cordially invited to our fine dining workshop that is uniquely designed to help future retirees with more than $500,000 in investments reduce unnecessary health insurance costs prior to the age of 65.
Date
Monday, April 20 or Tuesday, April 21
Time
6:00 PM – 7:30 PM
Location
Oak Marsh Golf Course (Oakdale)
Includes
Complimentary Dinner
Topics We'll Cover
Many retirees who need health insurance before age 65 will go on MNsure insurance. Unfortunately, many retirees do not realize how the upcoming changes will impact the cost associated with this insurance.
One Big Beautiful Bill Act Impact
Strategies to prevent significantly higher retiree health insurance costs following the One Big Beautiful Bill Act.
Traditional Account Health Cost Risks
Why contributing money to traditional IRAs, 401(k)s, and 403(b) accounts may increase health insurance costs prior to age 65.
MAGI & MNsure Cost Reduction
How to position your different income streams in retirement to help reduce your Modified Adjusted Gross Income, which in turn will reduce your MNsure costs.
Smart Social Security Timing
Why delaying Social Security may significantly reduce health insurance costs.
Roth Account Health Insurance Benefits
How contributing to Roth IRAs and Roth 401(k)s may significantly reduce your health insurance costs in retirement.
Strategies Roth Conversion Savings
How conversions from IRAs to Roth IRAs before retirement may save thousands of unnecessary health insurance costs.
Health-Friendly Investment Income
The critical role that your investments will play in providing you with tax efficient and health insurance friendly income before age 65.
Meet Your Hosts & Speakers
Learn from experienced financial professionals dedicated to your success
Ty Bernicke, CFP® | President & CEO
Ty currently works with a limited number of clients who require wealth and/or investment management services. His research on investment management, retirement planning, and tax minimization strategies has been published or recognized by The Wall Street Journal, Forbes, The New York Times, Futures Magazine, and many other well-known national and international publications.
Dan Estenson, CFP®, AIF® | Wealth Manager
With his CFP® and AIF® designations, Dan provides clients with comprehensive financial planning and tailored investment strategies. His credentials reflect a strong commitment to fiduciary guidance and his ability to address the complex financial needs of individuals and families, including portfolio management, tax-efficient strategies, retirement planning, and wealth transfer.
An Evening of Education
Enjoy a delicious dinner with a workshop focused on retirement planning
Complimentary Dinner Menu
Main Course
Your choice of Filet Mignon or Champagne Chicken
Sides
Roasted Garlic Mashed Potatoes, Sautéed Green Beans, Chef’s Salad & Assorted Bread
Best-In-State Wealth Advisor
We're Humbled to Be Awarded
Ty Bernicke was recognized as a Best-In-State Wealth Advisor by Forbes for the eighth consecutive year. The list spotlights advisors leading the way in offering best practices and providing a high-quality experience for clients.
- Fiduciary Standard of Care
- Research-Driven Approach
- Comprehensive Planning
- Decades of Experience
What Our Clients Say
Hear from people who've been through the process
“We have been using the services of Bernicke Wealth Management for twenty years and have been very satisfied. We appreciate the personal attention given to our investment portfolio and the time spent with us on at least an annual basis to review our finances. We highly recommend this company.”
John
Altoona, WI
“It’s been a pleasure to work with the Bernicke staff whenever we have had to contact them. They are all polite and courteous when dealing with any of them.”
Tom
Chippewa Falls, WI
“We did an annual Zoom review. Everything went great. We have been working with Bernicke for about 23 years +/-. This firm has always been great for us and very helpful.”
Greg
Hood River, OR
Clients have not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Why Attend This Seminar?
What makes this evening valuable for you and your family
Complimentary Dinner
Enjoy a delicious meal while learning in a comfortable, relaxed setting
Professional Guidance
Learn from a CERTIFIED FINANCIAL PLANNER™ with years of experience
Timely Insights
Understand how current events affect your retirement and investment strategy
Q&A Session
Get your specific questions answered in a welcoming group setting
Free Resources
Take home valuable planning materials and educational guides
Bring a Guest
Spouses and partners are encouraged to attend together