You're Invited to an Informational Event
How to Prevent Retiree Health Insurance Costs From Skyrocketing Under the One Big Beautiful Bill Act – Monday, November 10 at 6 pm
Rising health insurance costs can take a major toll on your retirement income, especially with recent changes under the One Big Beautiful Bill Act.
We will discuss:
- MNsure as a Pre-65 Health Option
- Action steps to protect your retirement plan
- How to organize your income "buckets" to create steady, tax-efficient cash flow before Medicare begins at age 65
We'll be covering these important topics at this workshop:
- Strategies to potentially prevent significantly higher retiree health insurance costs following the One Big Beautiful Bill Act.
- Why contributing money to traditional IRAs, 401(k)s, and 403(b) accounts may increase health insurance costs prior to age 65.
- How to position your different income streams in retirement to help reduce your Modified Adjusted Gross Income, which in turn will reduce your MNsure costs.
- Why delaying Social Security may significantly reduce health insurance costs.
- How contributing to Roth IRAs and Roth 401(k)s may significantly reduce your health insurance costs in retirement.
- How conversions from IRAs to Roth IRAs before retirement may save thousands of unnecessary health insurance costs.
- The critical role that your investments will play in providing you with tax efficient and health insurance friendly income before age 65.
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
Hosts & Speakers
Join us for an exclusive workshop designed for pre-retirees to learn how these new rules could impact your future healthcare expenses and what steps you can take now to protect your retirement savings.
Our experts will break down what’s changing, what it means for you, and strategies to help keep your health costs under control in retirement. Don’t miss this opportunity to stay informed and confident about your financial future.
Join Our Workshop
Avoid costly health insurance mistakes and keep more money working for your retirement.
Address
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12601 Ridgedale Drive, Minnetonka MN 55305
Meeting Room 174
Workshop Schedule
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Monday, November 10
6:00 p.m. - 8:00 p.m.
About Us
Bernicke Wealth Management is an independent, multi-disciplinary financial firm serving the Eau Claire, Wisconsin area and the Twin Cities metro. Our financial advisors provide wealth management services for individual investors, businesses, foundations, and nonprofits, including investment management, retirement planning, estate planning, and tax minimization.
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