Before you retire prior to age 65, securing affordable health insurance to bridge the gap until Medicare eligibility is a major challenge. This guide explains how your income affects your MNsure health insurance premiums and offers practical strategies to minimize costs without sacrificing your lifestyle. Here’s what you will learn:
How to bridge the health insurance gap before Medicare starts at age 65 using MNsure
How your Modified Adjusted Gross Income (MAGI) impacts MNsure insurance costs and tax credits
Which income sources count toward MAGI (and increase insurance costs) and which do not
Strategies to reduce your MAGI and MNsure insurance costs without compromising your spendable income
A three-step approach to planning early retirement health insurance and maximizing your financial comfort
