Before you retire prior to age 65, securing affordable health insurance to bridge the gap until Medicare eligibility is one of the biggest challenges you’ll face. This guide explains how your income affects your ACA health insurance premiums and offers practical strategies to minimize costs without sacrificing your lifestyle. Here’s what you will learn:
How to bridge the health insurance gap before Medicare starts at age 65
The impact of your Modified Adjusted Gross Income (MAGI) on ACA insurance costs
Which income sources count toward MAGI and which do not
Strategies to minimize your ACA health insurance costs without reducing your spendable income
A step-by-step approach to planning early retirement health insurance and maximizing tax credits
