In this March 2026 market update, Steve Latham, CFA, CFP® and Chief Investment Officer at Bernicke Wealth Management covers two topics investors are watching closely right now: the Magnificent Seven stocks and what the recent conflict in Iran means for energy markets.
Most people with a $3 million portfolio significantly underestimate how much they can save in taxes throughout retirement. We walk through three simple strategies that can save over $1 million in retirement taxes—from minimizing your tax cost ratio to properly allocating assets across your tax buckets and avoiding expensive health insurance costs before Medicare.
Most people assume working two extra years means significantly more retirement income. But with a $2 million portfolio, the difference might surprise you. After 40 years of helping clients with retirement planning, we’ve found that many people work longer than they actually need to. In this video, we walk through an income projection analysis comparing retiring at age 60 versus age 62 with a $2 million portfolio.
Gold hit record speculation levels, silver followed, and then a new Fed Chair nominee shook things up. Steve Latham, CFA, CFP®, Chief Investment Officer, breaks down what’s driving the precious metals volatility and what Kevin Warsh’s nomination could mean for markets, interest rates, and your portfolio.
The year before retirement is crucial for getting your finances organized. After 40 years of helping clients retire successfully, we’ve identified six critical steps that most people overlook. In this video, we walk through our firm’s exact process for preparing clients to retire—from organizing income sources and running projections to structuring your tax buckets strategically. The difference? It could mean thousands more in annual take-home income and avoiding expensive health insurance costs before Medicare.
Will 2026 feel different for consumers? In this December 2025 market update, Chief Investment Officer Steve Latham, CFA, CFP®, talks through what we’re seeing in inflation, interest rates, and day‑to‑day affordability, and what that could mean for you and your family in the year ahead. Steve walks through how spending on goods and services is changing, why some households are feeling more pressure than others, and how remaining savings may continue to support the economy.
De Pere, Wis., January 2, 2026 – Bernicke Wealth Management, an independent wealth management firm, is expanding its presence with the opening of a new office in the Park Place at Packerland building in De Pere, Wisconsin. This expansion marks the firm’s fourth location and reflects continued growth driven by increasing demand for comprehensive wealth management services.
Are you planning to retire before 60? There are three critical tax mistakes that could cost you hundreds of thousands of dollars—and most people don’t discover them until it’s too late. From mishandling Affordable Care Act insurance to pulling money from the wrong retirement accounts at the wrong time, these errors can devastate your retirement income. I break down each mistake and show how proper asset location alone can mean the difference between having $400,000 more in tax-free accounts versus taxable accounts over just ten years.
Most retirement calculators might be telling you that you need to work longer than you actually do. After 29 years as a financial advisor, Ty Bernicke has identified a fundamental flaw in how traditional retirement planning projects your spending needs.
Will 2026 feel different for consumers? In this December 2025 market update, Chief Investment Officer Steve Latham, CFA, CFP®, talks through what we’re seeing in inflation, interest rates, and day‑to‑day affordability, and what that could mean for you and your family in the year ahead. Steve walks through how spending on goods and services is changing, why some households are feeling more pressure than others, and how remaining savings may continue to support the economy.
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