De Pere, Wis., January 2, 2026 โ Bernicke Wealth Management, an independent wealth management firm, is expanding its presence with the opening of a new
Are you planning to retire before 60? There are three critical tax mistakes that could cost you hundreds of thousands of dollarsโand most people donโt discover them until itโs too late. From mishandling Affordable Care Act insurance to pulling money from the wrong retirement accounts at the wrong time, these errors can devastate your retirement income. I break down each mistake and show how proper asset location alone can mean the difference between having $400,000 more in tax-free accounts versus taxable accounts over just ten years.
Most retirement calculators might be telling you that you need to work longer than you actually do. After 29 years as a financial advisor, Ty Bernicke has identified a fundamental flaw in how traditional retirement planning projects your spending needs.
Will 2026 feel different for consumers? In this December 2025 market update, Chief Investment Officer Steve Latham, CFA, CFPยฎ, talks through what weโre seeing in inflation, interest rates, and dayโtoโday affordability, and what that could mean for you and your family in the year ahead. Steve walks through how spending on goods and services is changing, why some households are feeling more pressure than others, and how remaining savings may continue to support the economy.
The Social Security Trust Fund is projected to be depleted by 2035. Once depleted, the program will only be able to pay 81% of promised benefits unless Congress acts. This potential reduction has significant implications for when you should claim Social Security.
Waiting until later in the year to employ tax strategies can be beneficial because your income tax situation is clearer by then. At the beginning of the year, there are frequent unknowns that may influence the best strategies to employ.
Is consumer spending still supporting the U.S. economy? In this November 2025 market update, Chief Investment Officer Steve Latham, CFA, CFPยฎ, explains the latest trends in consumer spending and confidence.
Mutual funds often carry more costs than investors realize. In this video, I take a closer look at the layers of expenses that can impact your investment performance over time. From expense ratios and transaction costs to cash drag and taxes, youโll learn how these factors work together and what they could mean for your long-term returns.ย
Discover how strategic income and investment planning before Medicare can help retirees cut health insurance costs by over $20,000 a year.
Discover the biggest tax mistakes retirees make and learn strategies to minimize taxes, boost efficiency, and protect retirement savings in 2025.
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