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Tax Minimization Strategies For Xcel Energy Pre-Retirees
Are you worried about losing thousands to taxes in retirement? You’re not alone!
Register for a 30-minute educational webinar featuring Ty Bernicke, CFP®, President & CEO, and Forbes 2024 Best-In-State Wealth Advisor, revealing 5 powerful tax minimization strategies for Xcel Energy employees.
Featured Speaker
Ty Bernicke, CFP®, President & CEO
Fill out the form to register now:
In under 30 minutes, you'll come away with:
- The three main investment buckets—tax-deferred, tax-free, and non-qualified—and how to strategically allocate assets among them for optimal tax efficiency.
- Strategies for investing in the non-qualified bucket, including the benefits of municipal bonds and the importance of choosing tax-efficient mutual funds and ETFs.
- How to optimize your asset allocation across different buckets to minimize your overall tax burden and better position your retirement savings.
- Insights into when and how to execute Roth IRA conversions effectively, especially during low-income years, to potentially reduce future tax liabilities.
- Why the two-pocket exchange strategy allows you to maximize contributions to your Roth 401(k) while maintaining your lifestyle by drawing from your non-qualified bucket.
This webinar is specifically designed for Xcel Energy Pre-Retirees who:
- Want to leverage our extensive experience with Xcel Energy retirees to address common retirement challenges and prepare for a confident retirement.
- Are over the age of 50 and will be retiring within the next five years.
- Have over $1,000,000 of total investable assets (This may include IRAs, Roth IRAs, Pensions, 401(k)s, 403(b)s, (TSA)s, 457(b), Deferred Compensation, and other investable accounts).
About Ty Bernicke, CFP®, President & CEO
- Ty Bernicke’s research on investment management and financial planning has been recognized or published in multiple national publications, including Forbes, The Wall Street Journal, and The New York Times.
- Ty has been recognized by Forbes as a Best-In-State advisor for the years 2018, 2019, 2020, 2021, 2022, 2023, and 2024.
- Under Ty's leadership, Bernicke Wealth Management was named as a Forbes Top RIA Firm in 2023.
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
See What Our Clients Say
This statement is a testimonial by a client of the financial professional as of 12/27/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.
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Tax Minimization Strategies For Xcel Energy Pre-Retirees
The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK Research receives a fee in exchange for rankings.
The Forbes ranking of America’s Top RIA Firms, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone, virtual and in-person due diligence interviews, and quantitative data. The algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience, and those that encompass best practices and approaches to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings.
