Your partner in confident retirement planning
At Bernicke Wealth Management, we understand that your financial goals and retirement plans are deeply personal.
Our financial advising team near Lake Elmo, MN, is dedicated to providing clear, actionable strategies to help you create a retirement plan you can feel confident in.
To help ensure an optimal client experience, we focus on individuals over 50 who are within five years of retirement and have a minimum of $500,000 in investable assets.
What you can expect working with our team
Customized retirement planning: Tailored guidance to help you know when you can retire comfortably and how to sustain your lifestyle.
Investment management: Thoughtful strategies aligned with your risk tolerance and long-term goals.
Tax planning: Strategic approaches to potentially minimize taxes and maximize your wealth.
Ongoing communication: Proactive updates and check-ins to keep your plan on track.
Do you need an advisor near Lake Elmo, MN to help you pursue your financial independence?
- Are you unsure if your investment choices are properly balanced for your retirement timeline?
- Concerned that your money might be handled without the care and responsibility it deserves?
- Wondering if you’re financially prepared to retire comfortably?
- Feeling hesitant about trusting financial advisors after past experiences?
- Looking for a local financial partner who invests their own money with the same care as yours?
- Ready not just to retire, but to enjoy a thriving, financially confident retirement lifestyle?
Financial planning built on four decades of trust
Bernicke Wealth Management is an independent financial firm serving pre-retirees and retirees near Lake Elmo, MN. Our goal has always been to help people invest smarter and retire earlier while educating clients on holistic wealth management strategies since 1985.
Originally founded in Wisconsin in 1985, we expanded to Minnesota in 2022 to better serve clients wanting our services.
Our office is conveniently located only 9 miles from Lake Elmo, MN, at 1625 Radio Dr, Suite 110, Woodbury, MN 55125.
Business hours are Monday through Friday, 8 am – 5 pm.
Meet your local wealth manager
Tenner Stoe, CFP®, CPWA®
With his CFP® and CPWA® credentials, Tenner is able to offer clients comprehensive financial planning alongside advanced strategies for potentially preserving, growing, and transferring wealth. These certifications demonstrate his commitment to fiduciary advice and his expertise in addressing complex needs faced by high-net-worth individuals, including tax optimization, estate planning, and asset protection.
See what our clients say
“We chose Bernicke Wealth Management after an extensive search for a financial advisor. Tenner and Annasia at the Woodbury, Minnesota office go over and above to understand the goals and concerns of their clients. Their attention to detail is reflected in their communications and recommendations. We highly recommend Bernicke.”
– Tom, Minneapolis, MN
This statement is a testimonial by a client of the financial professional as of 02/21/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Begin building your retirement plan with us
Step 1: Book your free 15-minute call
Connect with an advisor near Lake Elmo for a no-obligation initial conversation to discuss your financial situation and goals.
Step 2: Develop your personalized plan
Work collaboratively with your advisor to design a comprehensive plan that addresses retirement readiness, investment strategies, and tax considerations.
Step 3: Start making your financial goals a reality
Implement your financial plan confidently with ongoing support, adjustments, and education from our team.
Frequently asked questions
How much does it cost to meet with a financial advisor?
There is no cost or obligation for an initial meeting with a financial advisor at Bernicke Wealth Management. This conversation will allow us to understand your goals and financial situation, and it will allow you to ask us questions.
The purpose of this conversation is to help you determine if our team can add enough value to justify putting together a more thorough plan.
Book a 15-minute call today and you’ll gain:
- Clarity on your retirement timeline and goals
- Insights into potential gaps in your retirement plan
- Actionable next steps for your retirement journey
What services does Bernicke Wealth Management offer?
The wealth managers at Bernicke Wealth Management act as your personal Chief Financial Officer, working with you to build and grow your financial future.
One of our goals at Bernicke Wealth Management is to provide you with financial education throughout the process of working with us, starting before you even become a client.
Our team of experienced specialists will help coordinate your retirement planning, tax minimization, investment management, and estate planning goals.
What is the minimum to become a client?
To help ensure an optimal client experience, we focus on individuals over 50 who are within five years of retirement and have a minimum of $500,000 in investable assets.
Do I have to live in Lake Elmo to work with you?
No, we proudly serve clients throughout Minnesota and Wisconsin, offering both in-person meetings at our offices and convenient virtual meetings to meet you wherever you are.
Can you help with retirement planning before Medicare eligibilty?
Absolutely. We provide guidance for pre-Medicare retirees, including health insurance planning and investment strategies tailored to your unique timeline.
You can schedule a quick 15-minute call below or call us directly at (651) 381-4200.
Schedule a Quick 15-Minute Call
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