3M Retirement Guidebook

Bernicke Education Center

3M Retirement Guidebook

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Are you ready to retire from 3M? This guide outlines strategies to help those retiring from 3M avoid common retirement pitfalls and make informed decisions as they approach retirement. In this guide, you’ll learn:

  • How to make smart choices with your 3M 401(k), pension, stock options, and lump sum payout.

  • How to use tax-deferred, tax-free, and non-qualified accounts to reduce taxes and manage your retirement income.

  • How to lower MNsure or ACA health insurance costs before Medicare by controlling your income sources.

  • What to consider when deciding when to start Social Security, and how your choice affects taxes and benefits.

  • Why early planning around your 3M benefits, equity compensation, and tax strategy is key to a smooth retirement.

Get Your Guide

3M Retirement Guidebook

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Learn why you may be able to retire earlier than you think.

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Learn why you may be able to retire earlier than you think.

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