You're invited to our complimentary fine dining educational workshop!
Health Insurance Strategies For Those Retiring Before 65 Years Old
This workshop is specifically designed for individuals who:
- Are over the age of 50 and retiring within five years
- Have over $1,00,000 of total investable assets
- This may include IRAs, Roth IRAs, Pensions, 401(k)s, 403(b)s, (TSA)s, 457(b), Deferred Compensation, and other investable accounts
During this workshop you will learn:
- Why contributing money to traditional IRAs, 401(k)s, and 403(b) accounts may increase health insurance costs prior to age 65.
- How to position your different income streams in retirement to help reduce your Modified Adjusted Gross Income, which in turn will reduce your MNsure costs.
- Why delaying Social Security may significantly reduce health insurance costs.
- How contributing to Roth IRAs and Roth 401(k)s may significantly reduce your health insurance costs in retirement.
- How conversions from IRAs to Roth IRAs before retirement may save thousands of unnecessary health insurance costs.
- The critical role that your investments will play in providing you with tax efficient and health insurance friendly income before age 65.
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
Forbes Best-in-State Wealth Advisor
- Ty’s research on investment management, retirement planning, and tax minimization strategies have been published or recognized by The Wall Street Journal, Forbes, The New York Times, Futures Magazine, and many other well-known national and international publications.
- Ty has also been recognized by Forbes as a Best-In-State advisor for the years 2018, 2019, 2020, 2021, 2022, 2023, 2024 and 2025.
Complimentary Dinner Menu
Your choice of Top Sirloin with Roasted Mushroom Sauce or Sauteed Chicken Breast topped with Champagne Cream Sauce; Roasted Garlic Mashed Potatoes, Sauteed Green Beans, Chef’s Salad & Assorted Bread.
The dinner will take place at Oak Marsh Golf Course and Event Center, located at 526 Inwood Ave N, Oakdale, MN 55128.
See What Our Clients Say
This statement is a testimonial by a client of the financial professional as of 02/21/2025. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Register for the Fine Dining Educational Workshop
Monday, July 21st OR Tuesday, July 22nd from 6:00 to 7:30 p.m.
The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK Research receives a fee in exchange for rankings.
Individuals showing a CFP® designation hold an active CERTIFIED FINANCIAL PLANNER™ certification. To earn the CFP® designation, the individual had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements. Designation holders also adhere to a professional Code of Ethics and fulfill annual continuing education requirements to remain aware of current planning strategies and financial trends. You can find more information about this designation at CERTIFIED FINANCIAL PLANNER™ (CFP®) Certification.
The use of Ty Bernicke’s research or publication of articles he has written does not indicate an endorsement of his work as an Investment Advisor. The publications did not receive compensation for publishing Mr. Bernicke’s work.
