We act as a personal Chief Financial Officer for our clients. A personal Chief Financial Officer is similar to a general contractor for one’s money. We work on a consultative basis to make sure that our clients are properly planning their important financial decisions. This frequently entails selecting and coordinating outside specialists when necessary. The following is a list of services provided by the professionals located at Bernicke & Associates, Ltd.

Investment Management

The professionals located at Bernicke & Associates, Ltd. utilize an extensively researched tactical approach to carefully construct and closely monitor investment strategies for their clients. Ty Bernicke’s research on investment management has been published in national publications including Futures magazine and the Journal of Financial Planning.

Tax Minimization

Bernicke & Associates, Ltd. develops and monitors tax sensitive financial strategies designed to help control current and future tax implications. Our CERTIFIED FINANCIAL PLANNERS™ and CPAs* work in a collaborative effort with our client’s financial and legal experts to ensure a coordinated tax minimization plan.

Estate Planning

At Bernicke & Associates, Ltd. we ensure that our client’s loved ones are properly cared for in the event of an unexpected death. Our CPAs* and estate planning professionals review, develop, and coordinate advanced strategies designed to minimize the significant costs and taxes that frequently are involved with the passing of a loved one.

Income Planning

Making sure that investors maintain their desired lifestyle throughout retirement is an area that our team plans for and monitors closely. Ty Bernicke’s research on this topic has been featured in more than 50 different national publications including Forbes, The Wall Street Journal, and the New York Times.

Asset Preservation

Preserving our client’s assets from anticipated and unexpected risks is an important focus of our firm. This process involves identifying our client’s unique risks, developing solutions, and selecting the appropriate professionals to implement the plan. Asset preservation professionals may include attorneys, niche CPAs or high end insurance specialists.

* CPA services are not services of Raymond James.